Friday, December 27, 2019

Listen to the Radio in French is Écouter la Radio

Mistakes will always be made in French, and now you can learn from them. The verb  Ãƒ ©couter  does not need a preposition to connect it to the next word. So when youre listening to the radio or anything else in French, you would not add a preposition, as you would in English:      Jà ©coute la radio.   Im listening to the radio.  Ã‚  Ã‚  Il aime à ©couter les discours. He likes listening to speeches.  Ã‚     Ãƒâ€°coutez la voix de la sagesse. Listen to the voice of reason.     Elle va te faire à ©couter un chanson.   Shes going to play you a song.       Verbs and Prepositions: To Add or Not To Add Many French verbs do need a preposition such  as à   or de—by far the most common—to connect them to the next verb and complete their meaning. Its this way in English, too; consider to look at and to take care of. But many of the most common French verbs, such as aller, croire, faire, falloir, penser, pouvoir, sentir, savoir, venir, voir and vouloir,  do not need a preposition at all and are usually in constructions that go directly from conjugated verb to infinitive or conjugated verb to direct object: no preposition   infinitive no preposition   direct object The confusion arises for English-language speakers when the prepositions required for French verbs are not the same as the ones required by their English equivalents, or when some verbs that require a preposition in English dont take one in French, and vice versa. couter Doesnt Need a Preposition Écouter  is one of those French verbs that are  not followed by a preposition whereas their English equivalents are.   The explanation? The French verb à ©couter means to listen to, which cancels the need to add another preposition. Beginners often mistakenly add à   after à ©couter, in effect saying to listen to to something. And that is a classic French learners mistake. Some French learners find it helpful to memorize lists of verbs by the prepositions they require, while others prefer a master list of  alphabetized verbs. Additional Resources How to Use French verbs with and without prepositions  Ã‚  List of correct prepositions that follow French verbs, if anyMost common French prepositionsFrench infinitives

Thursday, December 19, 2019

Sub-Prime Mortgage Crisis - What Caused It How Can Us...

Sub-Prime Mortgage Crisis - What Caused It ? How Can US Recover From It? The recent financial crisis in the U.S. that spread to other countries and caused massive turndown in the global economy had its roots in the recent waves of globalisation. Since the developed countries’ production had shifted dramatically towards services, specially to financial services, and this in turn led to financial liberalizations, developed countries experienced massive capital inflows, lending booms, housing and / or stock market bubbles. Financial crises are usually followed by hard and sharp contraction in economic activities, which requires government intervention to bail out banks and restore banking stability. However, government intervention†¦show more content†¦Besides, the AAA ratings of most structured securities also lured foreign investors to the security market, raising the demand for the structured products (E,Benemlelich.J,Dlugosz.2008). The volume of trade in securities increased, which further strengthened a bubble in housing prices by creati ng cheap credit. According to SP/Case-Shiller Home Price Indices, in 2005 the price of the house where gone up about 100 % compare to 2000. At the same time, the rise in the demand for securitized products changed the function of the banks; their key activity became to originate loans, package them, and sell them to investors. As a result, lending standards fell dramatically and banks relaxed regulatory standards, which increased loan approvals. Also, mortgage brokers began providing discounted mortgages, no-documentation mortgages and NINJA (No income, No job, No assets) loans. The background checking became unnecessary because the price of the houses were just increasing, and the originating banks were able to pass the loans to less risk-averse investors (E,Benemlelich. J,Dlugosz.2008). The credit bubble started to create such an environment. This bubble refers to trading an assets above the real value of the assets. So, the underlying assets for those securities were the houses. Each house has two types of value. The first value is the market value which the current value of theShow MoreRelatedThe Financial Crisis Of 2007 Essay1676 Words   |  7 Pagespeople affected. How can a single screw up lead to a mess that not even governments can fix? How can something so severe continue to damage countries financially 5 years after it began? Many people didn’t see it coming. But what’s worse is that the people that did see it coming, contributed to it. Yes. They fueled this mess. And now we can’t get out of it. This is the financial crisis of 2007 . Let’s dig in to where it all began. The subprime mortgage crisis was a result of mortgage brokers sellingRead MoreDiscuss the Causes of the Sub-Prime Crisis and the Parties Responsible for Such a Crisis.2248 Words   |  9 Pagescauses of the sub-prime crisis and the parties responsible for such a crisis. Sherman Oh E S Principles of banking amp; finance (PBF) Mr Marvin Ang 26th January 2013 According to www.investopedia.com, the world â€Å"subprime† defines to â€Å"A classification of borrowers with a tarnished or limited credit history† and that is what led to the titanic crisis of 2008-2009. This essay will explore the events, which eventually led to many mortgage delinquencies and foreclosure of these sub prime borrower’s homesRead MoreWhy India Recovered Quickly From The 2008 Global Crisis Essay1594 Words   |  7 PagesWhy India recovered quickly from the 2008 global crisis? 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Rapp, The New Jersey Institute of Technology, United States, rappw@adm.njit.edu ABSTRACT This paper analyzes the current global financial crisis that originated in the US subprime mortgageRead MoreThe United States Banking Sector1562 Words   |  7 Pagessecond it is increasing exponentially (â€Å"U.S. National†). How did we manage to fall into such a dark abyss of financial debt? Poor banking, continuous deregulation of the banking sector, riskier and higher leveraged investments, sub-prime mortgage loans, and fraud. These are all factors which have led our economy to collapse over and over again. In this mess of financial debt, there is hope for the banking sector. After the sub-prime crisis of 2008, our economy has been slowly recovering. NeverthelessRead MoreEssay on The Impact of Financial Crisis on the Uk Job Market2471 Words   |  10 PagesThe impact of the financial crisis on the UK job market and employment (2007-2009) Module: PM021-Aspects of British Culture and Society Name: JUN YU WU Student Number: 0908108 Tutor: Jeff Meadowcroft Word Count: 1,970 Contents 1. Introduction†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦...Page 3 2. Global financial crisis (2007-2009)†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Page 3 3. Influence on world job market†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Page 3-4 4. Influence on the UK job market†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.Page 4-5 4Read MoreAmerica And The Free Market2448 Words   |  10 Pageslooks in depth into the 2008 financial crisis: the course of events that lead to such a disastrous period, classification of too big to fail companies, as well as what the bailouts issued mean to America’s free market. It is my belief that bailouts of corporations which are believed to be too important to the economy directly goes against what the beliefs of a free market are. The Federal Reserve is responsible for monitoring, analyzing, and stabilizing US financial institutions. They are the

Wednesday, December 11, 2019

Live Theatre Critique of Junie B. Jones free essay sample

It wasnt fancy like most theatres. It reminded my of a high school auditorum. They had the stage set up like a class room for the scene they were doing first. The first part of the play was set up like an classroom, and the second part pf the play was set up like a bookstore. The pre-show music that was playing was soft chrismas music. Not much singing just mostly instumental. As I was expecting, there were more children then teenagers. Parents and grandparents were there, but as for ages that attended, it was mostly children. Before the show began, the producers asked everyone to turn off their cell phones and anything with a distracting light. The show was mostly dark so any bright lights would distract the play. The play ran smoothly nothung distratcing happened. The plot of the play was about a girl named Junie B. Jones who was stuck between buying gifts for others or herself. We will write a custom essay sample on Live Theatre Critique of Junie B. Jones or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Her parents gave her enough money to go to the book store and buy gifts for her family. Once she went to the book store, she laid her eyes on something she wanted for herself. The toy was called a squeeze a burp. Meanwhile, in class the teacher decided for the students to draw names of others in the class to buy gifts for. With her luck, she drew Mays name. May is a girl in Junie B. class that does not get along with her. They always fight and get in trouble. Junie B. just had to have that toy for herself. She went home and asked her grandpa Miller for some money and he gave it to her. She now had enough money to buy gifts for her family and herself. She decided that she was going to give May some ashes because she was a mean girl and didnt deserve any gifts. She end up buying the squeeze a burp toy for herself. As the children were putting the gifts in each other stocking she stated to think to herself is what she doing is right. Junie B. decided to do right so she could be on Santas nice list and gave May the squeeze a burp toy. The girls ended up being friends at the end and they played with the toy that Junie B had bought. The characters in the play behaved exzactly like they should have for this play. They portrayed a typical child in school. Selfish and argumenative with each others at time. The main characters of the play were Junie B. Jones, played by Brooke Bryant and May who was played by Cori Anne Laemmel. I think the genre of the play was comedy. Many of the scenes acted out in the play had not only the children laughing, but also the adults has well. Throughout the play Junie B and May did not get along as much. Junie B was also being selfish towards others than herself. The play was trying to accomplish friendship between the two girls and also teach Junie B not to be selfish, but giving. Through out the play they played christmas music, and music that inspired the things that were going on during that scene. They also played special effects sounds for certain parts. The part where Junie B gets into trouble, they played a noise that you would expect to here when someone is getting in to trouble or is doing something they shouldnt be doing. They also had great use of the lighting effects. There were parts of the play were Junie B would talk to her self as she were talking in her head. They would put a spot light on her and black everything else out so that you know that it is ment only for the audience to here and not the other characters. The director Peter Vann did a wounderful job in directing the play. He made sure that it felt as if the characters were actually children instead of adults. They played it well putting their self in a childs place. Each character acted out their lines perfectly. If any mistakes were made I didnt notice. Their tone and body language went well with their emotins and expressions that they had to act out. Having a little knowledge about Junie B, I would have never expected for her to buy May a gift or for them to get a long in the play. Brooke Bryant did a great interpetation of Junie B. Her voiced matched her personality of a snooty, selfish girl that thinks she knows it all. I think that Brooke Bryant and Cori Laemmel held their chacter of the girls very well. There were parts of the play whene they had to do or say funny things and they did it without laughing and remained in character. Brooke Bryant broke the forth wall in a scene where she was in the spot light talking to her self. But I think that it was part of the play for her to do that. Maybe to get the audience involved or just to make contact with the children to make them laugh. I noticed that many of the children enjoyed the play. The costume designer Patricia Taber did a good job designing the costumes. Each costume fitted each of the characters personalty that was being portrayed. Their was a rich girl in the class named Lucille and her costume was a pretty dress that looked expensive. Since her charcter was a rich girl, her fancy dress showed that she came from money without her having to say anything about it. I would definatly recommed this play to a friend or a family memeber that has children or have read any of the Junie B Jones books. The play ended on the note that Junie B and May finally got along and Junie B felt proud of herself for doing what she did. After that scene I thought the play was over. Brooke Byant, the character of Junie B began to sing. I didnt expect to her such beautiful singing. All the charcters joined togther and began singing a christmas song. They said Merry christmas and bowed and then the play was over. My favorite part of the play was at the end when they start singing. I didnt expect for them to sing at all and especially not the way they did. The play was a huge successe and I would defintaly go see it again.

Tuesday, December 3, 2019

Why and How You Should Use Personalized Content

Why and How You Should Use Personalized Content Learn more about the benefits of personalized content and some of the top practices for your own content strategy. CortezTextbroker Marketing and CommunicationsBy now, it is no surprise to anyone in the world of marketing that content is a critical part of any strategy. However, even the best content in the world might get skipped over unless it is also interesting to each individual viewer. With so many advertisements inundating the web and dozens of calls-to-action at every turn, it is challenging to capture the attention of users online.One effective way to stand out from the crowd is through the use of content that has been personalized directly to the viewer. From targeted landing pages to personalized emails, find out how personalizing content can translate to more effective, persuasive and relevant content for your target audience. The Benefits of Personalizing Content Personalizing content to your audience brings in a number of benefits. A few of the most advantageous include increased engagement, funneling budget to the right ads and audiences, the ability to meet the expectations of your customers and overall better results for content campaigns.First, consider this scenario. Imagine that you create an ad to show on Facebook for your business and that you pay to have it seen by a random collection of 5,000 Facebook users. There is a good chance that, through this ad, your business would receive some attention on social media, increased website traffic and even some sales. Now, imagine that your business sells running gear for women and that you specifically targeted female runners on Facebook. This personalized approach means that your business is likely going to see far more sales, traffic and engagement as a result.Every business has a limited budget, whether that budget is for advertising, production or labor. As a result, all businesses that want to be successful will aim to be as efficient as possible in their spending. Whether your online market ing budget is $1,000 per year or $100,000,000 per year, the goal of efficient spending still applies. Overall, it makes far more sense to put your ad dollars where they can reach the most receptive audience. Personalizing content means that you can customize content for set groups and then encourage those specific groups to see the content.Personalizing content can also better meet the expectations of your customers. Often, customers know what they need, but they arent sure how to get that across to businesses. If you can swoop in and already have an idea of what they want, you can meet their expectations right off the bat and impress users and customers with your services or products. Drawbacks of Personalized Content and How to Avoid Them Clearly, personalizing content can be advantageous for many different types of businesses. However, it is worth considering the drawbacks of personalized content and how to avoid some of the most common pitfalls. There is a growing concern for pr ivacy among consumers, and that should not be ignored. In addition, there can be a strong negative reaction if personalized content greatly misses the mark. Lastly, businesses need to pay attention to the costs of personalizing content.There is a growing phenomenon where individuals talk about something with friends and then see that topic of discussion pop up in an ad later on while online. You might discuss a trip to Hawaii with your spouse and then get an email about a discount on a Honolulu hotel, or you might discuss the idea of buying a treadmill over brunch and then see treadmill ads all over Instagram shortly afterward. To a lot of people, this is more than just personalization: It is an invasion of privacy. While these businesses are in fact meeting the needs and expectations of consumers, it can be unsettling to some. To avoid consumers associating your brand with a lack of privacy, avoid hyper-personalization. Do not feel the need to be too specific with content, and swit ch up messaging occasionally to make the conversation feel organic.Another problem to avoid is overconfidence with personalization. Say, for example, that a man opens up his email inbox and finds an offer for 25% off womens clothing that makes the user feel uncomfortable. This very incorrect assumption about the recipient is not only not going to result in a sale, but it might well end up in the spam folder. When in doubt, generic content is probably a safer choice than a guess that could be wildly off base. Who is Personalizing Content? Many, many companies are personalizing content in order to reach the right audience in a targeted, specific way. Virtually every company, for example, advertises on social media, a process that has now become highly personalized. Major companies also send personalized emails and even offer up personalized landing pages on search engines.In B2B marketing, or business to business marketing, contact forms are often used to collect specific information about a potential business customer. If a buyer hails from a certain industry or a certain city, that information can be used to create customized content. Rather than sending one email out to all B2B contacts, businesses can create several versions of the content and send each recipient customized content.On social media, companies can run ads that are targeted to specific demographics. A resort in the Bahamas can post a sponsored advertorial geared toward families that talks about child-care options at the resort as well as an advertorial talking about romantic honeymoon activities for newlywed couples. This personalized content can be run as ads, and the resort can target a specific audience for each version of its content.In these ways, almost any business can personalize content for their desired audience. Political groups can target likely voters, and companies can advertise to likely consumers. Customizing content is an obvious choice for any organization that wants to meet t he needs and expectations of their audience in fewer steps. Best Practices and Strategies for Personalized Content Now that youre aware of the benefits of personalizing content, it is time to put a plan into action. Just a few of the most effective strategies include personalizing CTA buttons, targeting email campaigns, creating a system for instant chat with customers and interacting with consumers to create personalized profiles. As far as best practices are concerned, aim for varied messaging, begin name dropping and create content that appeals to specific groups.A CTA, or call-to-action, is a key part of any online strategy. However, many businesses are still using generic calls-to-action like Click Here or Find Out More. In some cases, those CTAs might be appropriate. For a personalized approach, a more specific CTA could be helpful. Examples of personalized CTAs might include the following:†¢ See More Womens Shoes †¢ Find The Perfect Preschool in Your Area †¢ Me et the Candidate in Your Town †¢ View Health Insurance Plans for FamiliesThe best email lists contain the email addresses and information of interested, relevant individuals. If your business has curated such a list, make the most of it by categorizing your contacts. These categories will depend heavily on your audience, the information you have collected and what your organization does or sells. Some email lists can be broken down by gender, age, income or geographic location, as just a few examples. Once you have done this, you can create multiple versions of the content you send out via email so that every recipient gets targeted, relevant information in their inbox.What could be more personalized than a direct conversation with a consumer? Arguably one of the best ways to customize content on an individual level is to engage in instantaneous conversations. Of course, cold calling isnt always well received, but online chat is a growing area of communication. If users on your website can click on the chat box and start talking to a representative of your business right away, they can be directed to custom content. Better yet, the conversation itself will be personalized. During this communication, information on the user can also be collected and stored for the future, allowing for even more targeted emails, ads and landing pages based on the users needs.On social media, it makes sense to personalize ads to appeal to certain groups of users. However, it is just as important to build engagement through company responses. If an individual asks a question or tags a friend, is someone on your team making an effort to continue the conversation? Sometimes, a simple like is enough to generate interest, but a written response that includes the users name is a great way to create a personalized relationship with future or existing customers. Part of this strategy can also be called name dropping, which means including the persons name whenever applicable, whethe r that is in the headline of an email, in the response of a chat conversation or in a comment of a social media post.Most large companies are already varying their message in order to appeal to specific groups. However, what can happen is that individuals receive the same targeted message over and over again. Individuals also deserve to have varied messages, and they often respond favorably to this approach. If the same CTA or email topic isnt working, dont be afraid to go against type and try something new or just switch things up periodically.Ultimately, none of these approaches to personalizing content will work unless the content itself is appealing. Custom content is a great strategy but only if the content is appealing, informative and effective. In the wave of content that individuals encounter each day, it takes personalized, targeted and high-quality content to stand out from the rest. Finding a talented writer who understands your organizations needs can make a big differe nce for your content strategy.